Buying an EV under ₹10 lakh in India in 2026 is very doable—but only if you understand one thing clearly: “under 10 lakh” usually changes depending on whether you mean ex-showroom or on-road.
Many cars sit under ₹10 lakh ex-showroom, but once you add registration, insurance, and accessories, the on-road price can jump above the limit in some cities.
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So instead of giving you a random “top 5” list, this guide helps you pick the right EV under ₹10 lakh based on your driving, your city, and your charging reality—because that’s what matters in daily life.
First, what people actually want for this keyword in 2026
When someone searches “best electric car under 10 lakh in India 2026”, the intent is usually:
- A shortlist of EVs that are actually available right now
- Clear price reality (ex-showroom vs on-road)
- “Which one is best for city use?” vs “Which feels like a normal car?”
- Honest guidance on range expectations, charging, and running costs
Most ranking pages list the same names, but many don’t explain who should buy what or how to avoid budget surprises. Let’s fix that.
Best electric car under 10 lakh in India 2026: the shortlist that truly fits the budget
As of February 2026, the mass-market EVs that commonly appear in the under ₹10 lakh ex-showroom bracket are:
- MG Comet EV (ex-showroom range often shown around ₹6.31–₹8.82 lakh on major auto portals)
- Tata Tiago EV (starts at ₹7.99 lakh ex-showroom; higher variants cross ₹10 lakh ex-showroom)
- Tata Punch EV (base variant) shows up at ₹9.99 lakh ex-showroom on listings, but it’s right on the edge—on-road often crosses ₹10 lakh in many cities
If your budget is a hard cap of ₹10 lakh on-road, your safest bets are usually the MG Comet EV or a lower Tiago EV variant, depending on your city taxes and insurance.
H3: Best electric car under 10 lakh in India 2026 for pure city driving (easy parking + low stress)
If your daily use looks like office runs, market visits, school drops, and crowded parking, the MG Comet EV is the most “city-optimised” option.
Why it makes sense in Indian cities
It’s small, light to drive, and made for tight spaces. For many buyers, that’s the real luxury in 2026 traffic.
Price reality
It’s widely listed with an ex-showroom starting point around ₹6.31 lakh on portals, and city-wise on-road examples often stay closer to budget than bigger EVs.
Range expectation (important)
The commonly stated claimed range is around 230 km for the Comet in listings/spec pages.
In real life, your range depends a lot on AC use, speed, and traffic. For a city-first car, that’s still practical for most weekly routines if you can charge regularly.
Who should avoid it
If you want a “normal hatchback feel,” carry 4 adults often, or do frequent highway trips, the Comet may feel limiting.
The “feels like a normal car” pick under ₹10 lakh: Tata Tiago EV (smart all-rounder)
If you want an EV that doesn’t feel like a “different category” and you prefer a familiar hatchback shape, Tata Tiago EV is the practical choice.
Starting price
Tata’s official pricing page lists the Tiago EV starting at ₹7,99,000 (variant-based pricing above that).
Range (claimed)
Tata’s site highlights a claimed range figure up to 293 km (variant/pack dependent).
What it does better than most budget EVs
- More conventional hatchback practicality
- Better “family car” feel for mixed use
- A stronger option if your drive is not only inside crowded lanes
Budget caution (don’t miss this)
Higher Tiago EV variants can go above ₹10 lakh ex-showroom on listings, so if your budget is strict, focus on base/lower trims and check your city’s on-road quote.
The edge case: Tata Punch EV base (looks under ₹10 lakh, but verify on-road carefully)
You’ll see Tata Punch EV listed starting at ₹9.99 lakh ex-showroom on EV listings.
This makes it tempting, because you get an SUV stance and a bigger-car feel.
But here’s the honest part: once you add insurance + registration, many buyers will see it cross ₹10 lakh on-road, depending on state/city. So treat it as:
- A valid option if your budget is ₹10 lakh ex-showroom, or
- If your city’s taxes/discounts keep the on-road within reach, or
- If you can stretch slightly for the SUV body style
How to choose the best EV under ₹10 lakh without regret (quick decision logic)
Instead of overthinking specs, decide using these real-life filters:
1) Your parking reality
If parking is tight daily, smaller EVs reduce stress massively (Comet advantage).
2) Your charging access
If you can charge at home (even slow charging), owning an EV becomes simple. If you cannot, pick the EV that matches your nearest dependable charging options and your weekly running.
3) Your weekly kilometres
- Lower weekly running + city-only: Comet works well
- Mixed city + occasional longer runs: Tiago EV is safer
4) Your “under 10 lakh” meaning
- If you mean ex-showroom under ₹10 lakh: Comet, Tiago EV, Punch EV base can appear
- If you mean on-road under ₹10 lakh: Comet and selected Tiago EV trims are more realistic in many cities
Hidden costs people miss in the under-₹10-lakh EV budget
A lot of blogs skip this, and buyers get surprised later.
Insurance and registration
Even if ex-showroom is under ₹10 lakh, on-road changes city to city.
Home charging setup
Some buyers end up spending extra on wiring upgrades, socket placement, or a safer dedicated line—especially in older homes.
Tyres and suspension expectations
EVs feel quick in city speeds, but poor roads + speed breakers matter. Test drive on your local roads, not only on smooth dealership routes.
FAQs – Best Electric Car Under 10 Lakh in India 2026
What is the best electric car under 10 lakh in India 2026 for daily office commute?
For a typical city commute with easy parking needs, MG Comet EV is often the easiest to live with. If you want a more “normal hatchback” experience and family practicality, Tata Tiago EV is the safer all-round choice.
Is it possible to get an electric car under 10 lakh on-road in India in 2026?
In many cities, yes—but it depends on state charges and insurance. Models like MG Comet EV and some Tata Tiago EV variants are more likely to stay closer to this budget on-road than larger EVs.
Which EV under 10 lakh is best for a small family?
If you want a family-friendly layout and a conventional car feel, Tata Tiago EV is usually the better fit than micro-EVs, especially for regular 3–4 passenger use.
Does Tata Punch EV come under 10 lakh in India in 2026?
You may see its base variant listed at ₹9.99 lakh ex-showroom on listings, but on-road price can cross ₹10 lakh depending on your city. Always check the final on-road quote before deciding.
How much range do budget EVs actually give in Indian conditions?
Claimed range numbers are usually higher than real-world range. AC use, speed, traffic, and load can reduce range, so plan with a buffer instead of assuming the full claimed figure every day.
Which EV under 10 lakh is easiest to park and drive in traffic?
MG Comet EV is designed for dense city driving and tight parking, which is why many city buyers shortlist it early.
